The Chris Fritch Team

WRITTEN BY JAYMI NACIRI          You need approval to do stuff to your house in a planned community, even if that stuff is going to be an improvement over what it currently looks like. It's not the only potential downside, but there are also plenty of advantages associated with an HOA. And with more than 40 million U.S. households "or 53% of the owner-occupied households in the America" living with an HOA, according to  HOA-USA  - a number that's on the rise with new construction, of which more than 60% have an HOA - it's something you might have to deal with. Get to know the pros and cons so there won't be any surprises. Pro : An HOA protects your investment. "HOA rules and regulations help ensure homeowners keep their homes well maintained and in compliance with overall appearance standards,"  said Signature Homes . "Combined with proper care of amenities and common areas, the value of your home is more protected than o...

Stunning Rambler model home is complete and built by CaliberHomes!   1083 166th Ave NW Andover MN 55304  OPEN HOUSE THURSDAY THRUSUNDAY 12-6!  PARADE of HOMES MODEL #159! Home for sale in Andover! Enter this Caliber built home from the covered front concrete porch. The foyer is large and bright with white enamel woodwork and metal spindles perfectly spaced in the railing. The kitchen is loaded with tons of storage and natural stone enhances the expanse of counter space. Impressive ceramic covers the backsplash and adds a hint of modern style. A hidden walk-in pantry keeps things organized and out of sight. Grab a snack to enjoy at the additional counter seating or the casual dining space as you gaze out at the view beyond. A gas burning fireplace rests quietly in the corner of the generous living room and is ensconced in stunning stone. Cozy up to it on the chilly Minnesota winters! 3 bountiful bedrooms complete the dwelling- the master sui...

Instead of the traditional lemon and dill lineup, our Spicy Tuna Melts take a cue from Tex-Mex cuisine and employ some southern flavor with a little kick. Serves: 4 Hands-on time: 9 minutes Total time: 15 minutes INGREDIENTS: 8 oz pouched low-sodium tuna or canned low-sodium water-packed tuna, drained 1/3 cup nonfat plain Greek yogurt 1 rib celery, diced 2 green onions, thinly sliced 1 tbsp fresh lime juice 1/2 tsp each chile powder and ground cumin Pinch cayenne pepper Sea salt and ground black pepper, to taste 4 slices whole-grain bread, lightly toasted 1 cup shredded low-fat mozzarella-cheddar cheese blend INSTRUCTIONS: Preheat oven to 400°F. In a medium bowl, combine tuna, yogurt, celery, onions, lime juice, chile powder, cumin and cayenne. Season with salt and black pepper. Place bread on a parchment-lined baking sheet and spread tuna salad on each slice, dividing evenly. Top each with 1/4 cup cheese. Bake in oven for 4...