The Chris Fritch Team

WRITTEN BY JAYMI NACIRI Strapped for cash and desperate to buy a home? We hear ya. While today's homeownership rate is trending back up after reaching its lowest level since 1965 last year, there are still thousands upon thousands of people who would love to become homeowners but who are stymied by the lack of a down payment . Homeownership Photo by  Lea Böhm  on  Unsplash Yes, loans you can get through the Federal Housing Administration (FHA) require as little as 3.5% down, and some other loans out there drop that minimum down payment even lower. But rents that just continue to rise across the country can keep cash-strapped folks from being able to get together the savings required to get in the door - literally. Rent-to-own company  Home Partners of America  may have an answer. Yes, rent-to-own. Before you scrunch up your face at the idea of something that sounds too good to be true or something that brings back memories of "old school" arrangemen