WRITTEN BY JAYMI NACIRI Getting ready to fill out the dreaded Free Application for Federal Student Aid (FAFSA)? It's the form that strikes fear in parents of college students and college students-to-be who have been cautioned about the tedious process involved, and the disappointing results. And while there is a ton of advice out there about how to properly prepare, what you need, and what to expect, there's another layer of concern for homeowners and homebuyers: How does the FAFSA affect you if you're in the market, already own a home, have investment property, or are thinking about refinancing? We're breaking it down. First, a little bit about the FAFSA for those who have not yet had the pleasure: "Based primarily on your family's income and assets, the Expected Family Contribution (EFC) qualifies students for federal grants, loans and work-study programs," said Bankrate . "The purpose of the FAFSA is to calculate your expected family contrib...